{"schema_version":"secwatch.filing_event.v1","accession":"0000005513-25-000109","form_type":"8-K","ticker":"UNM","cik":"0000005513","company_name":"Unum Group","filed_at":"2025-07-02T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.135313+00:00","generated_at":"2026-05-18T09:47:32.950208+00:00","sec_items":["1.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Unum closes reinsurance deal ceding $3.4B in LTC reserves and $120M disability premium to Fortitude Re","bullets":["Closed coinsurance transaction effective Jan 1, 2025; recorded as of July 1, 2025.","Ceded 100% quota share of $3.4 billion in long-term care statutory reserves.","Also ceded 100% quota share of individual disability business with ~$120 million in-force premium.","Transaction previously announced on Feb 26, 2025 under Master Transaction Agreement.","Reinsurer is Fortitude Reinsurance Company Ltd., a Bermuda-based reinsurer."],"urls":{"canonical":"https://secwatch.observer/filing/0000005513-25-000109","json":"https://secwatch.observer/filing/0000005513-25-000109.json","markdown":"https://secwatch.observer/filing/0000005513-25-000109.md","text":"https://secwatch.observer/filing/0000005513-25-000109.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/5513/000000551325000109/0000005513-25-000109-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/5513/000000551325000109/unm-20250701.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T09:47:32.950208+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}