{"schema_version":"secwatch.filing_event.v1","accession":"0000005513-25-000116","form_type":"8-K","ticker":"UNM","cik":"0000005513","company_name":"Unum Group","filed_at":"2025-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.135512+00:00","generated_at":"2026-05-17T23:52:04.955046+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Unum Q2 net income $335.6M ($1.92 EPS); adjusted EPS $2.07, down 4% YoY","bullets":["Adjusted operating income $361.1M ($2.07 EPS) vs $411.4M ($2.16 EPS) in Q2 2024.","Premium growth 4.6% on constant currency basis; full-year adjusted EPS outlook revised to ~$8.50.","Repurchased $300M of shares in Q2, $500M YTD; full-year repurchase expectation raised to top of $500M-$1B range.","Closed long-term care reinsurance transaction; holding co liquidity $2.0B, RBC ratio ~485%.","Unum US segment adjusted op income fell 11% to $318.2M; group disability benefit ratio worsened to 62.2%."],"urls":{"canonical":"https://secwatch.observer/filing/0000005513-25-000116","json":"https://secwatch.observer/filing/0000005513-25-000116.json","markdown":"https://secwatch.observer/filing/0000005513-25-000116.md","text":"https://secwatch.observer/filing/0000005513-25-000116.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/5513/000000551325000116/0000005513-25-000116-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/5513/000000551325000116/unm-20250729.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:52:04.955046+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}