---
schema_version: "secwatch.filing_event.v1"
accession: "0000005513-25-000116"
form_type: "8-K"
ticker: "UNM"
cik: "0000005513"
company_name: "Unum Group"
filed_at: "2025-07-29T23:59:59+00:00"
generated_at: "2026-05-17T23:52:04.955046+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Unum Q2 net income $335.6M ($1.92 EPS); adjusted EPS $2.07, down 4% YoY

## Summary
- Adjusted operating income $361.1M ($2.07 EPS) vs $411.4M ($2.16 EPS) in Q2 2024.
- Premium growth 4.6% on constant currency basis; full-year adjusted EPS outlook revised to ~$8.50.
- Repurchased $300M of shares in Q2, $500M YTD; full-year repurchase expectation raised to top of $500M-$1B range.
- Closed long-term care reinsurance transaction; holding co liquidity $2.0B, RBC ratio ~485%.
- Unum US segment adjusted op income fell 11% to $318.2M; group disability benefit ratio worsened to 62.2%.

## SEC filing metadata
- accession: 0000005513-25-000116
- form_type: 8-K
- ticker: UNM
- cik: 0000005513
- company_name: Unum Group
- filed_at: 2025-07-29T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/5513/000000551325000116/0000005513-25-000116-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/5513/000000551325000116/unm-20250729.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000005513-25-000116
- JSON: https://secwatch.observer/filing/0000005513-25-000116.json
- Plain text: https://secwatch.observer/filing/0000005513-25-000116.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.