secwatch.observer — SEC 8-K summary
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Issuer:     Unum Group (UNM)
CIK:        0000005513
Form:       8-K
Filed at:   2025-07-29T23:59:59+00:00
Accession:  0000005513-25-000116
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Unum Q2 net income $335.6M ($1.92 EPS); adjusted EPS $2.07, down 4% YoY
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- Adjusted operating income $361.1M ($2.07 EPS) vs $411.4M ($2.16 EPS) in Q2 2024.
- Premium growth 4.6% on constant currency basis; full-year adjusted EPS outlook revised to ~$8.50.
- Repurchased $300M of shares in Q2, $500M YTD; full-year repurchase expectation raised to top of $500M-$1B range.
- Closed long-term care reinsurance transaction; holding co liquidity $2.0B, RBC ratio ~485%.
- Unum US segment adjusted op income fell 11% to $318.2M; group disability benefit ratio worsened to 62.2%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/5513/000000551325000116/0000005513-25-000116-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/5513/000000551325000116/unm-20250729.htm
  HTML page:      https://secwatch.observer/filing/0000005513-25-000116

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