{"schema_version":"secwatch.filing_event.v1","accession":"0000005513-26-000002","form_type":"8-K","ticker":"UNM","cik":"0000005513","company_name":"Unum Group","filed_at":"2026-02-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.444597+00:00","generated_at":"2026-05-16T04:38:17.463771+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Unum Q4 adj EPS $1.92; 2026 outlook $8.60-$8.90 on core premium growth 4-7%","bullets":["Net income $174.1M ($1.04 diluted) vs $348.7M ($1.92) year ago; includes $82M after-tax pension settlement loss and $15.8M charitable contribution.","After-tax adjusted operating income $322.3M ($1.92 per share); core operations premium grew 3.7% constant currency.","Returned ~$1.3B to shareholders in 2025 via $1.0B buybacks and $307M dividends; RBC ratio 440%, holding company liquidity $2.3B.","2026 outlook: core premium growth 4-7%, after-tax adjusted operating EPS $8.60-$8.90 under new definition excluding Closed Block segment.","Unum US adj op income down 13.1%, Colonial Life down 7.2%, Unum International down 11.7% vs year-ago quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0000005513-26-000002","json":"https://secwatch.observer/filing/0000005513-26-000002.json","markdown":"https://secwatch.observer/filing/0000005513-26-000002.md","text":"https://secwatch.observer/filing/0000005513-26-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/5513/000000551326000002/0000005513-26-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/5513/000000551326000002/unm-20260205.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T04:38:17.463771+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}