secwatch.observer — SEC 8-K summary
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Issuer:     Unum Group (UNM)
CIK:        0000005513
Form:       8-K
Filed at:   2026-02-05T23:59:59+00:00
Accession:  0000005513-26-000002
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Unum Q4 adj EPS $1.92; 2026 outlook $8.60-$8.90 on core premium growth 4-7%
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- Net income $174.1M ($1.04 diluted) vs $348.7M ($1.92) year ago; includes $82M after-tax pension settlement loss and $15.8M charitable contribution.
- After-tax adjusted operating income $322.3M ($1.92 per share); core operations premium grew 3.7% constant currency.
- Returned ~$1.3B to shareholders in 2025 via $1.0B buybacks and $307M dividends; RBC ratio 440%, holding company liquidity $2.3B.
- 2026 outlook: core premium growth 4-7%, after-tax adjusted operating EPS $8.60-$8.90 under new definition excluding Closed Block segment.
- Unum US adj op income down 13.1%, Colonial Life down 7.2%, Unum International down 11.7% vs year-ago quarter.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/5513/000000551326000002/0000005513-26-000002-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/5513/000000551326000002/unm-20260205.htm
  HTML page:      https://secwatch.observer/filing/0000005513-26-000002

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