{"schema_version":"secwatch.filing_event.v1","accession":"0000005513-26-000069","form_type":"8-K","ticker":"UNM","cik":"0000005513","company_name":"Unum Group","filed_at":"2026-07-06T10:55:28+00:00","discovered_at":"2026-07-06T11:00:00.510131+00:00","generated_at":"2026-07-06T11:00:07.785748+00:00","sec_items":["1.01","7.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Unum Group announces $3.8B LTC reinsurance deal with Fortitude Re, covering 26% of total LTC reserves","bullets":["Reinsures $3.8B of LTC statutory reserves (26% of total, 52% of individual LTC) as of March 31, 2026.","Combined with 2025 transaction, cumulative reduction in LTC statutory reserves ~40%.","Transaction covers 100% of remaining individual LTC policies previously reinsured to Fairwind.","Expected to close in 2026; year-end 2026 holding co liquidity $1.5-2.0B, leverage ~25%, RBC 400-425%.","Impact on operating earnings limited to foregone investment income and incremental interest expense."],"urls":{"canonical":"https://secwatch.observer/filing/0000005513-26-000069","json":"https://secwatch.observer/filing/0000005513-26-000069.json","markdown":"https://secwatch.observer/filing/0000005513-26-000069.md","text":"https://secwatch.observer/filing/0000005513-26-000069.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/5513/000000551326000069/0000005513-26-000069-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/5513/000000551326000069/unm-20260702.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-06T11:00:07.785748+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}