---
schema_version: "secwatch.filing_event.v1"
accession: "0000005513-26-000073"
form_type: "8-K"
ticker: "UNM"
cik: "0000005513"
company_name: "Unum Group"
filed_at: "2026-07-28T20:23:51+00:00"
generated_at: "2026-07-28T20:25:06.652690+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Unum Q2 net income $256.9M ($1.61 EPS); adjusted EPS $2.16, up from $2.06

## Summary
- Net income $256.9M ($1.61 diluted EPS) vs $335.6M ($1.92) in Q2 2025; after-tax adjusted operating income $346.0M ($2.16) vs $360.2M ($2.06).
- Core operations premium growth 3.6% constant currency; adjusted operating ROE 21.4%; statutory earnings $330.9M.
- Capital return ~$200M share repurchases + $73.5M dividends in Q2; YTD ~$750M.
- Holding company liquidity $1.5B; RBC ratio ~480%; book value per share $68.28 (+3.8% YoY), ex-AOCI $80.10 (+3.2%).
- Net investment loss $5.2M pre-tax, strategic actions $30.7M pre-tax, Closed Block loss $75.4M pre-tax.

## SEC filing metadata
- accession: 0000005513-26-000073
- form_type: 8-K
- ticker: UNM
- cik: 0000005513
- company_name: Unum Group
- filed_at: 2026-07-28T20:23:51+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/5513/000000551326000073/0000005513-26-000073-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/5513/000000551326000073/unm-20260728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000005513-26-000073
- JSON: https://secwatch.observer/filing/0000005513-26-000073.json
- Plain text: https://secwatch.observer/filing/0000005513-26-000073.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.