{"schema_version":"secwatch.filing_event.v1","accession":"0000007789-23-000053","form_type":"8-K","ticker":"ASB","cik":"0000007789","company_name":"ASSOCIATED BANC-CORP","filed_at":"2023-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.639395+00:00","generated_at":"2026-06-13T05:57:31.698892+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"ASB Q2 net income $84M ($0.56 EPS); loan growth 2% QoQ; NIM 2.80%","bullets":["Net income available to common equity of $84M ($0.56 EPS) vs $100M ($0.66) in Q1 2023 and $84M ($0.56) in Q2 2022.","Net interest income $258M, down 6% QoQ; NIM compressed 27bp to 2.80%.","Period-end loans $29.8B (+$642M QoQ); deposits $32.0B (+$1.7B QoQ).","Provision for credit losses on loans $22M (vs $18M Q1) driven by loan growth; net charge-offs $11M.","FY2023 guidance: NII growth 10-12%, core customer deposits expected to decline 3%, expense growth 3-4%."],"urls":{"canonical":"https://secwatch.observer/filing/0000007789-23-000053","json":"https://secwatch.observer/filing/0000007789-23-000053.json","markdown":"https://secwatch.observer/filing/0000007789-23-000053.md","text":"https://secwatch.observer/filing/0000007789-23-000053.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/7789/000000778923000053/0000007789-23-000053-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/7789/000000778923000053/asb-20230720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T05:57:31.698892+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e1e9c3983259e214b12c7e52dbcf00e02d9f376a","claim":"ASSOCIATED BANC-CORP reported the quarter ended June 30, 2023 results: net income net income available to common equity (\"earnings\") of $84 million, EPS $0.56 per common share. Guidance reaffirmed.","evidence_excerpt":"Associated Banc-Corp Reports Second Quarter 2023 Net Income Available to Common Equity of $84 Million, or $0.56 per Common Share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/7789/000000778923000053/0000007789-23-000053-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"net income available to common equity (\"earnings\") of $84 million"},{"label":"EPS","value":"$0.56 per common share"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}