---
schema_version: "secwatch.filing_event.v1"
accession: "0000007789-24-000004"
form_type: "8-K"
ticker: "ASB"
cik: "0000007789"
company_name: "ASSOCIATED BANC-CORP"
filed_at: "2024-01-25T23:59:59+00:00"
generated_at: "2026-06-06T18:49:00.034310+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Associated Banc-Corp reports Q4 loss of $94M; full-year EPS $1.13 vs $2.34 in 2022

## Summary
- Q4 2023 net loss of $94M ($0.62 loss per share) vs net income $106M ($0.70 per share) in Q4 2022.
- Full-year 2023 net income $171M ($1.13 per share) vs $355M ($2.34 per share) in 2022.
- Adjusted full-year EPS of $2.27 excluding Q4 one-time items.
- Total deposits increased $3.8B to $33.4B; commercial loans $18.2B (+$202M); consumer loans $11.0B (+$214M).
- Provision for credit losses rose to $83M from $33M in 2022.

## SEC filing metadata
- accession: 0000007789-24-000004
- form_type: 8-K
- ticker: ASB
- cik: 0000007789
- company_name: ASSOCIATED BANC-CORP
- filed_at: 2024-01-25T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/7789/000000778924000004/0000007789-24-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/7789/000000778924000004/asb-20240125.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000007789-24-000004
- JSON: https://secwatch.observer/filing/0000007789-24-000004.json
- Plain text: https://secwatch.observer/filing/0000007789-24-000004.txt

## Key facts
- Earnings Releases
  ASSOCIATED BANC-CORP reported the quarter ended December 31, 2023 results: net income a loss of $94 million, or $(0.62) per common share, EPS $(0.62) per common share.
  - Period: the quarter ended December 31, 2023
  - Net income: a loss of $94 million, or $(0.62) per common share
  - EPS: $(0.62) per common share
  - Result: reported results
  source text: For the quarter ended December 31, 2023, the Company reported a loss of $94 million, or $(0.62) per common share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/7789/000000778924000004/0000007789-24-000004-index.htm
- Earnings Releases
  ASSOCIATED BANC-CORP reported the year ended December 31, 2023 results: net income net income available to common equity ("earnings") of $171 million, or $1.13 per common share, EPS $1.13 per common share.
  - Period: the year ended December 31, 2023
  - Net income: net income available to common equity ("earnings") of $171 million, or $1.13 per common share
  - EPS: $1.13 per common share
  - Result: reported results
  source text: Associated Banc-Corp (NYSE: ASB) ("Associated" or "Company") today reported net income available to common equity ("earnings") of $171 million, or $1.13 per common share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/7789/000000778924000004/0000007789-24-000004-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.