---
schema_version: "secwatch.filing_event.v1"
accession: "0000007789-25-000003"
form_type: "8-K"
ticker: "ASB"
cik: "0000007789"
company_name: "ASSOCIATED BANC-CORP"
filed_at: "2025-01-23T23:59:59+00:00"
generated_at: "2026-05-27T17:41:32.013386+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Associated Banc-Corp Q4 GAAP loss of $1.03 per share; full-year adj. EPS $2.38

## Summary
- Q4 2024 net loss $164M (-$1.03/share) vs loss $94M (-$0.62) in Q4 2023; adjusted earnings $91M ($0.57).
- Nonrecurring items: $130M mortgage portfolio sale loss, $148M investment sale loss, $14M FHLB prepayment loss.
- Full-year GAAP EPS $0.72 vs $1.13 in 2023; adjusted EPS $2.38.
- Total deposit growth $1.2B; adjusted total loan growth $1.3B; net charge-offs / avg loans 0.23%.
- Net interest income $1.0B; noninterest income (loss) $(9)M (adjusted $269M).

## SEC filing metadata
- accession: 0000007789-25-000003
- form_type: 8-K
- ticker: ASB
- cik: 0000007789
- company_name: ASSOCIATED BANC-CORP
- filed_at: 2025-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/7789/000000778925000003/0000007789-25-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/7789/000000778925000003/asb-20250123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000007789-25-000003
- JSON: https://secwatch.observer/filing/0000007789-25-000003.json
- Plain text: https://secwatch.observer/filing/0000007789-25-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.