---
schema_version: "secwatch.filing_event.v1"
accession: "0000007789-25-000173"
form_type: "8-K"
ticker: "ASB"
cik: "0000007789"
company_name: "ASSOCIATED BANC-CORP"
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:37:59.197042+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Associated Banc-Corp Q3 2025 EPS $0.73 beats $0.56 YoY; record NII $305M

## Summary
- Net income available to common equity $122M, diluted EPS $0.73 vs. $0.65 in Q2 2025 and $0.56 in Q3 2024.
- Record net interest income $305M, up 16% YoY; net interest margin 3.04%.
- Total loans $31.0B (+3% YoY), total deposits $34.9B (+4% YoY); core customer deposits $28.9B.
- C&I loan growth nearly $300M, deposit growth over $700M in Q3; CET1 capital expanded 13 bps.
- Provision for credit losses $16M; net charge-offs annualized 0.17%; allowance for losses / loans 1.34%.

## SEC filing metadata
- accession: 0000007789-25-000173
- form_type: 8-K
- ticker: ASB
- cik: 0000007789
- company_name: ASSOCIATED BANC-CORP
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/7789/000000778925000173/0000007789-25-000173-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/7789/000000778925000173/asb-20251023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000007789-25-000173
- JSON: https://secwatch.observer/filing/0000007789-25-000173.json
- Plain text: https://secwatch.observer/filing/0000007789-25-000173.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.