secwatch.observer — SEC 8-K summary
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Issuer:     ASSOCIATED BANC-CORP (ASB)
CIK:        0000007789
Form:       8-K
Filed at:   2025-10-23T23:59:59+00:00
Accession:  0000007789-25-000173
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Associated Banc-Corp Q3 2025 EPS $0.73 beats $0.56 YoY; record NII $305M
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- Net income available to common equity $122M, diluted EPS $0.73 vs. $0.65 in Q2 2025 and $0.56 in Q3 2024.
- Record net interest income $305M, up 16% YoY; net interest margin 3.04%.
- Total loans $31.0B (+3% YoY), total deposits $34.9B (+4% YoY); core customer deposits $28.9B.
- C&I loan growth nearly $300M, deposit growth over $700M in Q3; CET1 capital expanded 13 bps.
- Provision for credit losses $16M; net charge-offs annualized 0.17%; allowance for losses / loans 1.34%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/7789/000000778925000173/0000007789-25-000173-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/7789/000000778925000173/asb-20251023.htm
  HTML page:      https://secwatch.observer/filing/0000007789-25-000173

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