---
schema_version: "secwatch.filing_event.v1"
accession: "0000007789-26-000013"
form_type: "8-K"
ticker: "ASB"
cik: "0000007789"
company_name: "ASSOCIATED BANC-CORP"
filed_at: "2026-01-22T23:59:59+00:00"
generated_at: "2026-05-16T09:10:00.773354+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Associated Banc-Corp reports record 2025 annual net income of $463M, EPS $2.77

## Summary
- Annual net income available to common equity $463M ($2.77 EPS) vs $112M ($0.72) in 2024; Q4 earnings $134M ($0.80) vs loss of $164M (-$1.03) in Q4 2024.
- Record net interest income of $1.2B, up 15% YoY; net interest margin of 3.03%.
- Total loans $31.2B (+5% YoY); total deposits $35.6B (+3%); core customer deposits $29.6B (+3%).
- CEO highlights 2025 as pivotal year; American National Bank acquisition expected to close later this year.

## SEC filing metadata
- accession: 0000007789-26-000013
- form_type: 8-K
- ticker: ASB
- cik: 0000007789
- company_name: ASSOCIATED BANC-CORP
- filed_at: 2026-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/7789/000000778926000013/0000007789-26-000013-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/7789/000000778926000013/asb-20260122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000007789-26-000013
- JSON: https://secwatch.observer/filing/0000007789-26-000013.json
- Plain text: https://secwatch.observer/filing/0000007789-26-000013.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.