secwatch.observer — SEC 8-K summary
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Issuer:     ASSOCIATED BANC-CORP (ASB)
CIK:        0000007789
Form:       8-K
Filed at:   2026-01-22T23:59:59+00:00
Accession:  0000007789-26-000013
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Associated Banc-Corp reports record 2025 annual net income of $463M, EPS $2.77
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- Annual net income available to common equity $463M ($2.77 EPS) vs $112M ($0.72) in 2024; Q4 earnings $134M ($0.80) vs loss of $164M (-$1.03) in Q4 2024.
- Record net interest income of $1.2B, up 15% YoY; net interest margin of 3.03%.
- Total loans $31.2B (+5% YoY); total deposits $35.6B (+3%); core customer deposits $29.6B (+3%).
- CEO highlights 2025 as pivotal year; American National Bank acquisition expected to close later this year.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/7789/000000778926000013/0000007789-26-000013-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/7789/000000778926000013/asb-20260122.htm
  HTML page:      https://secwatch.observer/filing/0000007789-26-000013

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer