---
schema_version: "secwatch.filing_event.v1"
accession: "0000007789-26-000257"
form_type: "8-K"
ticker: "ASB"
cik: "0000007789"
company_name: "ASSOCIATED BANC-CORP"
filed_at: "2026-10-22T20:17:28+00:00"
generated_at: "2026-10-22T20:18:05.855671+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Associated Banc-Corp Q3 EPS $0.76 ($0.81 adj), net income $144M; NII +24% YoY, deposits +16%

## Summary
- Net income available to common equity $144M, or $0.76 per share, up from $122M/$0.73 in 3Q 2025; adjusted EPS $0.81 excluding acquisition-related nonrecurring items.
- Net interest income $377M rose 2% QoQ and 24% YoY; net interest margin 3.20%; noninterest income $87M and noninterest expense $260M.
- Period-end loans $36.5B (+18% YoY), commercial & industrial loans $13.8B (+19%); deposits $40.4B (+16%), core customer deposits $34.8B (+21%).
- Provision for credit losses $14M; net charge-offs 0.19% annualized; allowance for credit losses on loans/total loans 1.34%.
- Repurchased $100M, or 3.2M shares, at weighted average $30.88; CEO cites deposit growth, margin expansion, and American National Corporation conversion completed.

## SEC filing metadata
- accession: 0000007789-26-000257
- form_type: 8-K
- ticker: ASB
- cik: 0000007789
- company_name: ASSOCIATED BANC-CORP
- filed_at: 2026-10-22T20:17:28+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/7789/000000778926000257/0000007789-26-000257-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/7789/000000778926000257/asb-20261022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000007789-26-000257
- JSON: https://secwatch.observer/filing/0000007789-26-000257.json
- Plain text: https://secwatch.observer/filing/0000007789-26-000257.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
