{"schema_version":"secwatch.filing_event.v1","accession":"0000011544-25-000030","form_type":"8-K","ticker":"WRB","cik":"0000011544","company_name":"BERKLEY W R CORP","filed_at":"2025-10-20T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.892814+00:00","generated_at":"2026-05-17T03:11:22.112933+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"W.R. Berkley Q3 net income up 39.8% to $511M; ROE 24.3%, combined ratio 90.9%","bullets":["Net income $511.0 million ($1.28 diluted EPS), up 39.8% from $365.6 million ($0.91) YoY; operating income $440.2 million ($1.10 per share).","Gross premiums written $3.84 billion (+5.6% YoY); net premiums written $3.23 billion (+5.5% YoY).","Combined ratio 90.9% (including $78.5 million catastrophe losses); current accident year combined ratio before cats 88.4%.","Net investment income $351.2 million, up 9.8% from Q3 2024; average rate increase ex-workers' comp ~7.6%.","Record common stockholders' equity $9.8 billion; book value per share grew 5.8% before dividends and share repurchases."],"urls":{"canonical":"https://secwatch.observer/filing/0000011544-25-000030","json":"https://secwatch.observer/filing/0000011544-25-000030.json","markdown":"https://secwatch.observer/filing/0000011544-25-000030.md","text":"https://secwatch.observer/filing/0000011544-25-000030.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/11544/000001154425000030/0000011544-25-000030-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/11544/000001154425000030/wrb-20251020.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:11:22.112933+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}