{"schema_version":"secwatch.filing_event.v1","accession":"0000018349-24-000068","form_type":"8-K","ticker":null,"cik":"0000018349","company_name":"SYNOVUS FINANCIAL CORP","filed_at":"2024-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:20.584342+00:00","generated_at":"2026-06-03T21:48:41.553863+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Synovus Q1 net income $124.5M, down 38% YoY; EPS $0.78 vs $1.32","bullets":["Net income $124.5M ($0.78 diluted EPS) vs $202.2M ($1.32) in Q1 2023, down 38% YoY.","Net interest income $418.8M, down 13% YoY; net interest margin 3.04% vs 3.43% a year ago.","Provision for credit losses $54M, up 68% YoY; net charge-offs $44.4M vs $18.6M.","Non-performing loans $350M, up 92% YoY; NPL/loans ratio 0.81% vs 0.41%.","CET1 ratio 10.38%, tangible book value $27.03 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0000018349-24-000068","json":"https://secwatch.observer/filing/0000018349-24-000068.json","markdown":"https://secwatch.observer/filing/0000018349-24-000068.md","text":"https://secwatch.observer/filing/0000018349-24-000068.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/18349/000001834924000068/0000018349-24-000068-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/18349/000001834924000068/syn-20240417.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T21:48:41.553863+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"85dcca29b20662245a1358b6d44c827a858ca628","claim":"SYNOVUS FINANCIAL CORP reported financial results for three month period ended March 31, 2024.","evidence_excerpt":"On April 17, 2024 , Synovus Financial Corp. (the \"Company\") issued a press release announcing the Company’s financial results for the three month period ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/18349/000001834924000068/0000018349-24-000068-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three month period ended March 31, 2024"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}