{"schema_version":"secwatch.filing_event.v1","accession":"0000018349-25-000137","form_type":"8-K","ticker":null,"cik":"0000018349","company_name":"SYNOVUS FINANCIAL CORP","filed_at":"2025-12-09T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.708235+00:00","generated_at":"2026-05-16T13:49:56.497689+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Synovus Bank issues $500M subordinated notes at 5.957% due 2036","bullets":["Issued $500M aggregate principal of 5.957% Fixed-to-Fixed Rate Subordinated Bank Notes due 2036.","Interest fixed at 5.957% through Jan 15, 2031, then resets to 5-year UST + 2.300% until Jan 15, 2036.","Net proceeds of approximately $496M after commissions and expenses; used for general corporate purposes.","Notes are subordinated obligations of Synovus Bank, not guaranteed by Synovus Financial Corp."],"urls":{"canonical":"https://secwatch.observer/filing/0000018349-25-000137","json":"https://secwatch.observer/filing/0000018349-25-000137.json","markdown":"https://secwatch.observer/filing/0000018349-25-000137.md","text":"https://secwatch.observer/filing/0000018349-25-000137.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/18349/000001834925000137/0000018349-25-000137-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/18349/000001834925000137/syn-20251209.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T13:49:56.497689+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4250a3a659e4a8c534f6b6347c43bc4fb3978ff4","claim":"SYNOVUS FINANCIAL CORP incurred senior notes of $500 million with The Bank of New York Mellon Trust Company, N.A. at 5.957% per annum maturing January 15, 2036.","evidence_excerpt":"issued $500 million aggregate principal amount of its 5.957% Fixed-to-Fixed Rate Subordinated Bank Notes due 2036","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/18349/000001834925000137/0000018349-25-000137-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$500 million"},{"label":"Counterparty","value":"The Bank of New York Mellon Trust Company, N.A."},{"label":"Rate","value":"5.957% per annum"},{"label":"Maturity","value":"January 15, 2036"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}