---
schema_version: "secwatch.filing_event.v1"
accession: "0000018349-25-000137"
form_type: "8-K"
ticker: null
cik: "0000018349"
company_name: "SYNOVUS FINANCIAL CORP"
filed_at: "2025-12-09T23:59:59+00:00"
generated_at: "2026-05-16T13:49:56.497689+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Synovus Bank issues $500M subordinated notes at 5.957% due 2036

## Summary
- Issued $500M aggregate principal of 5.957% Fixed-to-Fixed Rate Subordinated Bank Notes due 2036.
- Interest fixed at 5.957% through Jan 15, 2031, then resets to 5-year UST + 2.300% until Jan 15, 2036.
- Net proceeds of approximately $496M after commissions and expenses; used for general corporate purposes.
- Notes are subordinated obligations of Synovus Bank, not guaranteed by Synovus Financial Corp.

## SEC filing metadata
- accession: 0000018349-25-000137
- form_type: 8-K
- cik: 0000018349
- company_name: SYNOVUS FINANCIAL CORP
- filed_at: 2025-12-09T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/18349/000001834925000137/0000018349-25-000137-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/18349/000001834925000137/syn-20251209.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000018349-25-000137
- JSON: https://secwatch.observer/filing/0000018349-25-000137.json
- Plain text: https://secwatch.observer/filing/0000018349-25-000137.txt

## Key facts
- Debt Financings
  SYNOVUS FINANCIAL CORP incurred senior notes of $500 million with The Bank of New York Mellon Trust Company, N.A. at 5.957% per annum maturing January 15, 2036.
  - Instrument: senior notes
  - Principal: $500 million
  - Counterparty: The Bank of New York Mellon Trust Company, N.A.
  - Rate: 5.957% per annum
  - Maturity: January 15, 2036
  - Event: incurrence
  source text: issued $500 million aggregate principal amount of its 5.957% Fixed-to-Fixed Rate Subordinated Bank Notes due 2036
  evidence_url: https://www.sec.gov/Archives/edgar/data/18349/000001834925000137/0000018349-25-000137-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.