---
schema_version: "secwatch.filing_event.v1"
accession: "0000019617-23-000063"
form_type: "8-K"
ticker: "JPM"
cik: "0000019617"
company_name: "JPMORGAN CHASE & CO"
filed_at: "2023-01-13T23:59:59+00:00"
generated_at: "2026-06-20T15:38:19.057874+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# JPMorgan Q4 net income $11.0B ($3.57 EPS) vs $10.4B a year ago; revenue $34.5B

## Summary
- Q4 net income $11.0B ($3.57 EPS) vs $10.4B ($3.33) in 4Q21; full-year net income $37.7B ($12.09 EPS).
- Managed revenue $35.6B included $914M gain on Visa B share sale and $874M net investment securities losses.
- Credit costs $2.3B comprised $1.4B net reserve build and $887M net charge-offs; CET1 ratio 13.2% (Std) vs 13% target.
- Common dividend $1.00 per share; firm expects to resume stock buybacks this quarter after exceeding capital target.
- ROE 16% (Q) and 14% (FY); ROTCE 20% (Q); average loans up 6% YoY; deposits down 4% YoY.

## SEC filing metadata
- accession: 0000019617-23-000063
- form_type: 8-K
- ticker: JPM
- cik: 0000019617
- company_name: JPMORGAN CHASE & CO
- filed_at: 2023-01-13T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/19617/000001961723000063/0000019617-23-000063-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/19617/000001961723000063/jpm-20230113.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000019617-23-000063
- JSON: https://secwatch.observer/filing/0000019617-23-000063.json
- Plain text: https://secwatch.observer/filing/0000019617-23-000063.txt

## Key facts
- Earnings Releases
  JPMORGAN CHASE & CO reported fourth quarter of 2022 results: net income $11.0 billion, EPS $3.57 per share.
  - Period: fourth quarter of 2022
  - Net income: $11.0 billion
  - EPS: $3.57 per share
  - Result: reported results
  source text: On January 13, 2023, JPMorgan Chase & Co. (“JPMorgan Chase” or the “Firm”) reported 2022 fourth quarter net income of $11.0 billion, or $3.57 per share, compared with net income of $10.4 billion, or $3.33 per share, in the fourth quarter of 2021.
  evidence_url: https://www.sec.gov/Archives/edgar/data/19617/000001961723000063/0000019617-23-000063-index.htm
- Earnings Releases
  JPMORGAN CHASE & CO reported full-year 2022 results: net income $37.7 billion, EPS $12.09 per share.
  - Period: full-year 2022
  - Net income: $37.7 billion
  - EPS: $12.09 per share
  - Result: reported results
  source text: JPMORGAN CHASE REPORTS FOURTH-QUARTER 2022 NET INCOME OF $11.0 BILLION ($3.57 PER SHARE) FULL-YEAR 2022 NET INCOME OF $37.7 BILLION ($12.09 PER SHARE)
  evidence_url: https://www.sec.gov/Archives/edgar/data/19617/000001961723000063/0000019617-23-000063-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.