---
schema_version: "secwatch.filing_event.v1"
accession: "0000019617-24-000049"
form_type: "8-K"
ticker: "JPM"
cik: "0000019617"
company_name: "JPMORGAN CHASE & CO"
filed_at: "2024-01-12T23:59:59+00:00"
generated_at: "2026-06-07T00:09:32.954906+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# JPMorgan Q4 net income $9.3B, EPS $3.04; includes $2.9B FDIC special assessment

## Summary
- Net income $9.3B ($3.04 EPS) vs $11.0B ($3.57 EPS) a year ago; ex-sig items EPS $3.97.
- Managed revenue $39.9B; expense $24.5B incl $2.9B FDIC assessment; overhead ratio 61%.
- Credit costs $2.8B with $2.2B net charge-offs and $598M reserve build.
- CET1 ratio 15.0% (Standardized); book value per share $104.45, up 16%.
- Common dividend $1.05/share; $2.0B net stock repurchases in Q4.

## SEC filing metadata
- accession: 0000019617-24-000049
- form_type: 8-K
- ticker: JPM
- cik: 0000019617
- company_name: JPMORGAN CHASE & CO
- filed_at: 2024-01-12T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/19617/000001961724000049/0000019617-24-000049-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/19617/000001961724000049/jpm-20240112.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000019617-24-000049
- JSON: https://secwatch.observer/filing/0000019617-24-000049.json
- Plain text: https://secwatch.observer/filing/0000019617-24-000049.txt

## Key facts
- Earnings Releases
  JPMORGAN CHASE & CO reported full-year 2023 results: net income $49.6 billion, EPS $16.23 per share.
  - Period: full-year 2023
  - Net income: $49.6 billion
  - EPS: $16.23 per share
  - Result: reported results
  source text: FULL-YEAR 2023 NET INCOME OF $49.6 BILLION ($16.23 PER SHARE)
  evidence_url: https://www.sec.gov/Archives/edgar/data/19617/000001961724000049/0000019617-24-000049-index.htm
- Earnings Releases
  JPMORGAN CHASE & CO reported fourth quarter of 2023 results: revenue $38.6 billion, net income $9.3 billion, EPS $3.04 per share.
  - Period: fourth quarter of 2023
  - Revenue: $38.6 billion
  - Net income: $9.3 billion
  - EPS: $3.04 per share
  - Result: reported results
  source text: $1.3T Firmwide Metrics 4Q23 ROTCE 15% 2023 ROTCE 21% n Excluding significant items 2 , 4Q23 net income of $12.1 billion, EPS 5 of $3.97 and ROTCE of 19% n Reported revenue of $38.6 billion and managed revenue of $39.9 billion 2 n Expense of $24.5 billion; reported overhead ratio of 63%; managed overhead ratio 2 of 61%; expense included the $2.9 billion FDIC special
  evidence_url: https://www.sec.gov/Archives/edgar/data/19617/000001961724000049/0000019617-24-000049-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.