---
schema_version: "secwatch.filing_event.v1"
accession: "0000019617-24-000448"
form_type: "8-K"
ticker: "JPM"
cik: "0000019617"
company_name: "JPMORGAN CHASE & CO"
filed_at: "2024-07-12T23:59:59+00:00"
generated_at: "2026-05-31T21:30:06.402392+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# JPMorgan 2Q24 net income $18.1B, EPS $6.12; ROTCE 28% ex-items 20%

## Summary
- 2Q24 net income $18.1B ($6.12 diluted EPS), up $3.7B YoY; adjusted net income $13.1B ($4.40 EPS).
- Managed revenue $51.0B, up $8.6B YoY; expense $23.7B up $2.9B YoY; CET1 ratio 15.3% (Std), up from 15.0% in 1Q24.
- IB revenue $2.5B, up 46% YoY; Markets revenue $7.8B, up 10% YoY; AWM AUM $3.7T up 15% YoY.
- CCB net income $4.2B, down 21% YoY on higher credit costs; Card NCO rate 3.50% vs 2.41% a year ago.
- FY2024 NII guidance ~$91B; adjusted expense ~$92B; Card NCO rate ~3.4%.

## SEC filing metadata
- accession: 0000019617-24-000448
- form_type: 8-K
- ticker: JPM
- cik: 0000019617
- company_name: JPMORGAN CHASE & CO
- filed_at: 2024-07-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/19617/000001961724000448/0000019617-24-000448-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/19617/000001961724000448/jpm-20240712.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000019617-24-000448
- JSON: https://secwatch.observer/filing/0000019617-24-000448.json
- Plain text: https://secwatch.observer/filing/0000019617-24-000448.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.