{"schema_version":"secwatch.filing_event.v1","accession":"0000019617-25-000040","form_type":"8-K","ticker":"JPM","cik":"0000019617","company_name":"JPMORGAN CHASE & CO","filed_at":"2025-01-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.659730+00:00","generated_at":"2026-05-28T01:26:50.726600+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"JPMorgan Q4 net income $14.0B ($4.81 EPS); FY record $58.5B","bullets":["Q4 net income $14.0B ($4.81 diluted EPS) vs $9.3B ($3.04) YoY; full-year record $58.5B ($19.75).","Managed revenue $43.7B; expense $22.8B (52% overhead ratio); credit costs $2.6B with $2.4B net charge-offs.","CIB: Investment banking fees +49% YoY; Markets revenue +21% (Fixed Income +20%, Equities +22%).","CCB: avg deposits -4% YoY; card net charge-off rate 3.30%; active mobile customers +7% YoY.","CET1 ratio 15.7% Std; common dividend $1.25/share; net stock repurchases $4.0B; tangible book value $97.30 (+13%)."],"urls":{"canonical":"https://secwatch.observer/filing/0000019617-25-000040","json":"https://secwatch.observer/filing/0000019617-25-000040.json","markdown":"https://secwatch.observer/filing/0000019617-25-000040.md","text":"https://secwatch.observer/filing/0000019617-25-000040.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/19617/000001961725000040/0000019617-25-000040-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/19617/000001961725000040/jpm-20250115.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-28T01:26:50.726600+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}