---
schema_version: "secwatch.filing_event.v1"
accession: "0000019617-25-000042"
form_type: "8-K"
ticker: "JPM"
cik: "0000019617"
company_name: "JPMORGAN CHASE & CO"
filed_at: "2025-01-15T23:59:59+00:00"
generated_at: "2026-05-28T01:27:06.640653+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# JPMorgan Q4 2024 net income $14B ($4.81 EPS); FY24 EPS $19.75, revenue $180.6B

## Summary
- 4Q24 managed revenue $43.7B (+9% YoY); net income $14.0B, up from $9.3B YoY; EPS $4.81 vs $3.04.
- FY24 net income $58.5B, EPS $19.75; managed revenue $180.6B (+11% YoY); ROE 18%.
- Balance sheet: CET1 ratio 15.7% (Standardized); average loans $1.3T, deposits $2.4T; TBV $97.30.
- Segment: CIB net income $6.6B (+59% YoY); CCB $4.5B (-6%); AWM $1.5B (+25%); Corporate $1.3B.
- 2025 outlook: NII excluding Markets ~$90B, adjusted expense ~$95B, Card NCO rate ~3.6%.

## SEC filing metadata
- accession: 0000019617-25-000042
- form_type: 8-K
- ticker: JPM
- cik: 0000019617
- company_name: JPMORGAN CHASE & CO
- filed_at: 2025-01-15T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/19617/000001961725000042/0000019617-25-000042-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/19617/000001961725000042/jpm-20250115.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000019617-25-000042
- JSON: https://secwatch.observer/filing/0000019617-25-000042.json
- Plain text: https://secwatch.observer/filing/0000019617-25-000042.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.