secwatch.observer — SEC 8-K summary
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Issuer:     JPMORGAN CHASE & CO (JPM)
CIK:        0000019617
Form:       8-K
Filed at:   2025-01-15T23:59:59+00:00
Accession:  0000019617-25-000042
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

JPMorgan Q4 2024 net income $14B ($4.81 EPS); FY24 EPS $19.75, revenue $180.6B
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- 4Q24 managed revenue $43.7B (+9% YoY); net income $14.0B, up from $9.3B YoY; EPS $4.81 vs $3.04.
- FY24 net income $58.5B, EPS $19.75; managed revenue $180.6B (+11% YoY); ROE 18%.
- Balance sheet: CET1 ratio 15.7% (Standardized); average loans $1.3T, deposits $2.4T; TBV $97.30.
- Segment: CIB net income $6.6B (+59% YoY); CCB $4.5B (-6%); AWM $1.5B (+25%); Corporate $1.3B.
- 2025 outlook: NII excluding Markets ~$90B, adjusted expense ~$95B, Card NCO rate ~3.6%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/19617/000001961725000042/0000019617-25-000042-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/19617/000001961725000042/jpm-20250115.htm
  HTML page:      https://secwatch.observer/filing/0000019617-25-000042

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer