{"schema_version":"secwatch.filing_event.v1","accession":"0000019617-25-000334","form_type":"8-K","ticker":"JPM","cik":"0000019617","company_name":"JPMORGAN CHASE & CO","filed_at":"2025-04-11T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.579619+00:00","generated_at":"2026-05-23T16:35:54.071730+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"JPMorgan Chase 1Q25 EPS $5.07, net income $14.6B; FY NII guidance ~$94.5B","bullets":["Net income $14.6B, diluted EPS $5.07, up from $13.4B/$4.44 YoY; managed revenue $46.0B up 8% YoY.","ROTCE 21%, CET1 ratio 15.4%; total capital distributed $11B including $7.1B net repurchases and $3.9B dividends.","CIB net income $6.9B (+5% YoY), Markets revenue $9.7B (+21% YoY); AWM net income $1.6B (+23% YoY).","FY2025 NII guided ~$94.5B, NII ex-Markets ~$90B; adjusted expense ~$95B; Card NCO rate ~3.6%.","Credit costs $3.3B (NCOs $2.3B, reserve build $1.0B)."],"urls":{"canonical":"https://secwatch.observer/filing/0000019617-25-000334","json":"https://secwatch.observer/filing/0000019617-25-000334.json","markdown":"https://secwatch.observer/filing/0000019617-25-000334.md","text":"https://secwatch.observer/filing/0000019617-25-000334.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/19617/000001961725000334/0000019617-25-000334-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/19617/000001961725000334/jpm-20250411.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T16:35:54.071730+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}