---
schema_version: "secwatch.filing_event.v1"
accession: "0000019617-25-000334"
form_type: "8-K"
ticker: "JPM"
cik: "0000019617"
company_name: "JPMORGAN CHASE & CO"
filed_at: "2025-04-11T23:59:59+00:00"
generated_at: "2026-05-23T16:35:54.071730+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# JPMorgan Chase 1Q25 EPS $5.07, net income $14.6B; FY NII guidance ~$94.5B

## Summary
- Net income $14.6B, diluted EPS $5.07, up from $13.4B/$4.44 YoY; managed revenue $46.0B up 8% YoY.
- ROTCE 21%, CET1 ratio 15.4%; total capital distributed $11B including $7.1B net repurchases and $3.9B dividends.
- CIB net income $6.9B (+5% YoY), Markets revenue $9.7B (+21% YoY); AWM net income $1.6B (+23% YoY).
- FY2025 NII guided ~$94.5B, NII ex-Markets ~$90B; adjusted expense ~$95B; Card NCO rate ~3.6%.
- Credit costs $3.3B (NCOs $2.3B, reserve build $1.0B).

## SEC filing metadata
- accession: 0000019617-25-000334
- form_type: 8-K
- ticker: JPM
- cik: 0000019617
- company_name: JPMORGAN CHASE & CO
- filed_at: 2025-04-11T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/19617/000001961725000334/0000019617-25-000334-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/19617/000001961725000334/jpm-20250411.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000019617-25-000334
- JSON: https://secwatch.observer/filing/0000019617-25-000334.json
- Plain text: https://secwatch.observer/filing/0000019617-25-000334.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.