secwatch.observer — SEC 8-K summary
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Issuer:     JPMORGAN CHASE & CO (JPM)
CIK:        0000019617
Form:       8-K
Filed at:   2025-04-11T23:59:59+00:00
Accession:  0000019617-25-000334
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

JPMorgan Chase 1Q25 EPS $5.07, net income $14.6B; FY NII guidance ~$94.5B
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- Net income $14.6B, diluted EPS $5.07, up from $13.4B/$4.44 YoY; managed revenue $46.0B up 8% YoY.
- ROTCE 21%, CET1 ratio 15.4%; total capital distributed $11B including $7.1B net repurchases and $3.9B dividends.
- CIB net income $6.9B (+5% YoY), Markets revenue $9.7B (+21% YoY); AWM net income $1.6B (+23% YoY).
- FY2025 NII guided ~$94.5B, NII ex-Markets ~$90B; adjusted expense ~$95B; Card NCO rate ~3.6%.
- Credit costs $3.3B (NCOs $2.3B, reserve build $1.0B).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/19617/000001961725000334/0000019617-25-000334-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/19617/000001961725000334/jpm-20250411.htm
  HTML page:      https://secwatch.observer/filing/0000019617-25-000334

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer