---
schema_version: "secwatch.filing_event.v1"
accession: "0000019617-25-000510"
form_type: "8-K"
ticker: "JPM"
cik: "0000019617"
company_name: "JPMORGAN CHASE & CO"
filed_at: "2025-07-01T23:59:59+00:00"
generated_at: "2026-05-18T10:44:53.294103+00:00"
event_type: "regulatory"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# JPMorgan 2025 DFAST shows CET1 ratio minimum 13.7%, well above regulatory minimum

## Summary
- Minimum CET1 ratio under severely adverse scenario: 13.7% (actual 4Q24: 15.7%).
- All projected capital ratios exceed regulatory minimums (CET1 min 4.5%, SLR min 3.0%).
- Cumulative 9-quarter pre-provision net revenue of $93.8B; net loss before taxes of $3.2B.
- Total projected loan losses of $60.7B; credit cards highest at $25.7B.
- Stress test results used for SCB determination by Federal Reserve by August 31, 2025.

## SEC filing metadata
- accession: 0000019617-25-000510
- form_type: 8-K
- ticker: JPM
- cik: 0000019617
- company_name: JPMORGAN CHASE & CO
- filed_at: 2025-07-01T23:59:59+00:00
- event_type: regulatory
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/19617/000001961725000510/0000019617-25-000510-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/19617/000001961725000510/jpm-20250701.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000019617-25-000510
- JSON: https://secwatch.observer/filing/0000019617-25-000510.json
- Plain text: https://secwatch.observer/filing/0000019617-25-000510.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.