{"schema_version":"secwatch.filing_event.v1","accession":"0000019617-25-000518","form_type":"8-K","ticker":"JPM","cik":"0000019617","company_name":"JPMORGAN CHASE & CO","filed_at":"2025-07-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.706424+00:00","generated_at":"2026-05-18T06:32:52.804113+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"JPMorgan Q2 net income falls to $15.0B ($5.24 EPS) from $18.1B YoY; tax benefit boosts results","bullets":["Reported net income $15.0B ($5.24 EPS), down from $18.1B ($6.12 EPS) YoY; excluding $774M tax benefit, net income $14.2B ($4.96 EPS).","Revenue $44.9B (reported) or $45.7B managed; expense $23.8B; credit costs $2.8B (net charge-offs $2.4B, reserve build $439M).","CET1 ratio 15.0% (standardized); book value per share $122.51 (+10% YoY); tangible book $103.40 (+11%).","Common dividend $1.40/share ($3.9B); net stock repurchases $7.1B; Board intends 20% cumulative dividend increase vs Q4 2024.","Markets revenue $8.9B (+15% YoY); IB fees +7% YoY; card sales volume +7% YoY; AUM $4.3T (+18%)."],"urls":{"canonical":"https://secwatch.observer/filing/0000019617-25-000518","json":"https://secwatch.observer/filing/0000019617-25-000518.json","markdown":"https://secwatch.observer/filing/0000019617-25-000518.md","text":"https://secwatch.observer/filing/0000019617-25-000518.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/19617/000001961725000518/0000019617-25-000518-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/19617/000001961725000518/jpm-20250715.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T06:32:52.804113+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}