earnings
confidence high
sentiment negative
materiality 0.85
JPMorgan 2Q25: net income $15.0B, EPS $5.24; revenue $45.7B; FY NII guidance ~$95.5B
JPMORGAN CHASE & CO
2025-Q2 EPS reported
$10.31
- Net income $15.0B ($5.24 EPS); ex-tax benefit $14.2B ($4.96 EPS, ROTCE 20%).
- Managed revenue $45.7B, down ~10% YoY; expense $23.8B, overhead ratio 52%.
- Credit costs $2.8B (NCOs $2.4B, reserve build $0.4B); CET1 ratio 15.0% (down 40bps QoQ).
- FY2025 guidance: NII ~$95.5B, adj. expense ~$95.5B, Card NCO rate ~3.6%.
- Capital distributed: $3.9B common dividends ($1.40/sh), $7.1B net share repurchases.