{"schema_version":"secwatch.filing_event.v1","accession":"0000020286-23-000032","form_type":"8-K","ticker":"CINF","cik":"0000020286","company_name":"CINCINNATI FINANCIAL CORP","filed_at":"2023-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.661364+00:00","generated_at":"2026-06-17T01:37:43.944658+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Cincinnati Financial estimates $235M Q1 catastrophe losses; combined ratio guided 99%-103%","bullets":["Pretax catastrophe losses ~$235M, including $171M from three March tornado outbreaks in several states.","Combined ratio impact of 12.8pp, well above 5-year historical Q1 average of 6.3pp.","Property casualty combined ratio estimated at 99% to 103% for Q1 2023.","Net written premium growth estimated at ~6% for the quarter.","Commercial lines segment $110M; personal lines $115M; others aggregate ~$10M in catastrophe losses."],"urls":{"canonical":"https://secwatch.observer/filing/0000020286-23-000032","json":"https://secwatch.observer/filing/0000020286-23-000032.json","markdown":"https://secwatch.observer/filing/0000020286-23-000032.md","text":"https://secwatch.observer/filing/0000020286-23-000032.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/20286/000002028623000032/0000020286-23-000032-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/20286/000002028623000032/cinf-20230417.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T01:37:43.944658+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2b1d2d3d3f3004c5c13758889138e3fc83237df5","claim":"CINCINNATI FINANCIAL CORP reported preliminary financial results for first-quarter 2023.","evidence_excerpt":"The Cincinnati Insurance Company n The Cincinnati Indemnity Company The Cincinnati Casualty Company n The Cincinnati Specialty Underwriters Insurance Company The Cincinnati Life Insurance Company n CFC Investment Company n CSU Producer Resources Inc. Cincinnati Global Underwriting Ltd. n Cincinnati Global Underwriting Agency Ltd. Investor Contact : Dennis E. McDaniel, 513-870-2768 CINF-IR@cinfin.com Media Contact : Betsy E. Ertel, 513-603-5323 Media_Inquiries@cinfin.com Cincinnati Financial Corporation Announces Preliminary Estimate for First-Quarter Storm Losses Cincinnati, April 17, 2023 – Cincinnati Financial Corporation (Nasdaq: CINF) today announced that its consolidated first-quarter results are expected to include pretax catastrophe losses of approximately $235 million – representing an impact on the first-quarter 2023 combined ratio of approximately 12.8 percentage points, based on estimated property casualty earned premiums.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/20286/000002028623000032/0000020286-23-000032-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first-quarter 2023"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}