---
schema_version: "secwatch.filing_event.v1"
accession: "0000020286-23-000074"
form_type: "8-K"
ticker: "CINF"
cik: "0000020286"
company_name: "CINCINNATI FINANCIAL CORP"
filed_at: "2023-10-26T23:59:59+00:00"
generated_at: "2026-06-09T08:57:23.072775+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Cincinnati Financial Q3 net loss narrows to $99M; non-GAAP operating income up 125% to $261M

## Summary
- Net loss of $99M ($0.63 per share) vs $416M loss ($2.63) in Q3 2022, improvement of 76%.
- Non-GAAP operating income $261M ($1.66 per share), up 125% from $116M ($0.74) year-over-year.
- Earned premiums $2.03B, up 8%; investment income $225M, up 17%.
- Book value per share $67.72, up $0.51 since year-end; value creation ratio 4.4% vs -24.0% in 9M 2022.
- Cash dividend declared $0.75 per share, up 9% from $0.69.

## SEC filing metadata
- accession: 0000020286-23-000074
- form_type: 8-K
- ticker: CINF
- cik: 0000020286
- company_name: CINCINNATI FINANCIAL CORP
- filed_at: 2023-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/20286/000002028623000074/0000020286-23-000074-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/20286/000002028623000074/cinf-20231026.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000020286-23-000074
- JSON: https://secwatch.observer/filing/0000020286-23-000074.json
- Plain text: https://secwatch.observer/filing/0000020286-23-000074.txt

## Key facts
- Earnings Releases
  CINCINNATI FINANCIAL CORP reported financial results for Third-quarter 2023.
  - Period: Third-quarter 2023
  - Result: reported results
  source text: On October 26, 2023, Cincinnati Financial Corporation issued the attached news release titled "Cincinnati Financial Reports Third-Quarter 2023 Results," furnished as Exhibit 99.1 hereto and incorporated herein by reference.
  evidence_url: https://www.sec.gov/Archives/edgar/data/20286/000002028623000074/0000020286-23-000074-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.