---
schema_version: "secwatch.filing_event.v1"
accession: "0000020286-24-000062"
form_type: "8-K"
ticker: "CINF"
cik: "0000020286"
company_name: "CINCINNATI FINANCIAL CORP"
filed_at: "2024-10-24T23:59:59+00:00"
generated_at: "2026-05-30T10:42:02.285494+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Cincinnati Financial Q3 net income $820M vs loss year ago; operating income down 14%

## Summary
- Q3 net income $820M ($5.20 diluted EPS) vs net loss of $99M (($0.63) per share) in Q3 2023, driven by $645M after-tax fair value increase in equity securities.
- Non-GAAP operating income $224M ($1.42 per share) vs $261M ($1.66 per share), down 14% on higher catastrophe losses.
- Earned premiums up 13% to $2.3B; net investment income up 15% to $258M.
- Book value per share $88.32, up $11.26 from year-end 2023; value creation ratio 17.8% for 9 months vs 4.4% prior year.
- Quarterly cash dividend declared $0.81 per share, an 8% increase over prior year.

## SEC filing metadata
- accession: 0000020286-24-000062
- form_type: 8-K
- ticker: CINF
- cik: 0000020286
- company_name: CINCINNATI FINANCIAL CORP
- filed_at: 2024-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/20286/000002028624000062/0000020286-24-000062-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/20286/000002028624000062/cinf-20241024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000020286-24-000062
- JSON: https://secwatch.observer/filing/0000020286-24-000062.json
- Plain text: https://secwatch.observer/filing/0000020286-24-000062.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.