---
schema_version: "secwatch.filing_event.v1"
accession: "0000020286-25-000006"
form_type: "8-K"
ticker: "CINF"
cik: "0000020286"
company_name: "CINCINNATI FINANCIAL CORP"
filed_at: "2025-02-10T23:59:59+00:00"
generated_at: "2026-05-27T00:31:07.408162+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Cincinnati Financial Q4 non-GAAP operating income up 38% to $497M; full-year net income $2.292B

## Summary
- Q4 net income $405M ($2.56/share) vs $1.183B in Q4 2023; after-tax investment gains decreased $916M.
- Non-GAAP operating income Q4 $497M ($3.14/share) up 38% from $359M; full-year $1.197B up 26%.
- Full-year earned premiums $8.889B, up 12% YoY; net investment income $1.025B, up 15%.
- Book value per share $89.11, up 16% from $77.06 at year-end 2023.
- Cash dividend declared $0.81 per share, up 8% from $0.75; full-year dividend $3.24.

## SEC filing metadata
- accession: 0000020286-25-000006
- form_type: 8-K
- ticker: CINF
- cik: 0000020286
- company_name: CINCINNATI FINANCIAL CORP
- filed_at: 2025-02-10T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/20286/000002028625000006/0000020286-25-000006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/20286/000002028625000006/cinf-20250210.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000020286-25-000006
- JSON: https://secwatch.observer/filing/0000020286-25-000006.json
- Plain text: https://secwatch.observer/filing/0000020286-25-000006.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.