---
schema_version: "secwatch.filing_event.v1"
accession: "0000020286-26-000005"
form_type: "8-K"
ticker: "CINF"
cik: "0000020286"
company_name: "CINCINNATI FINANCIAL CORP"
filed_at: "2026-02-09T23:59:59+00:00"
generated_at: "2026-05-16T03:57:22.779393+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Cincinnati Financial Q4 net income $676M ($4.29/share), up 67% YoY

## Summary
- Q4 2025 non-GAAP operating income $531M ($3.37/share), up 7% from $497M ($3.14/share) in Q4 2024.
- Full-year 2025 net income $2.393B ($15.17/share), compared with $2.292B ($14.53/share) in 2024.
- Book value per share $102.35 at Dec 31, 2025, up $13.24 from year-end 2024; value creation ratio 18.8%.
- Quarterly cash dividend increased 7% to $0.87 per share from $0.81.
- Earned premiums up 10% in Q4 and 12% for full year; net investment income up 9% and 14% respectively.

## SEC filing metadata
- accession: 0000020286-26-000005
- form_type: 8-K
- ticker: CINF
- cik: 0000020286
- company_name: CINCINNATI FINANCIAL CORP
- filed_at: 2026-02-09T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/20286/000002028626000005/0000020286-26-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/20286/000002028626000005/cinf-20260209.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000020286-26-000005
- JSON: https://secwatch.observer/filing/0000020286-26-000005.json
- Plain text: https://secwatch.observer/filing/0000020286-26-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.