---
schema_version: "secwatch.filing_event.v1"
accession: "0000020286-26-000025"
form_type: "8-K"
ticker: "CINF"
cik: "0000020286"
company_name: "CINCINNATI FINANCIAL CORP"
filed_at: "2026-04-27T23:59:59+00:00"
generated_at: "2026-05-15T04:05:27.020700+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CINF swings to Q1 net income of $274M from year-ago loss; op income $330M

## Summary
- Net income $274M ($1.75 diluted EPS) vs net loss $90M ($0.57 loss) in Q1 2025.
- Non-GAAP operating income $330M ($2.10 per share) vs operating loss $37M in prior year.
- Total revenues $2.86B, up 12%; earned premiums $2.60B, up 11%; investment income $318M, up 14%.
- Book value per share $101.60, down $0.75 from year-end; cash dividend declared $0.94, up 8% YoY.
- Favorable swing driven by $233M after-tax decrease in catastrophe losses.

## SEC filing metadata
- accession: 0000020286-26-000025
- form_type: 8-K
- ticker: CINF
- cik: 0000020286
- company_name: CINCINNATI FINANCIAL CORP
- filed_at: 2026-04-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/20286/000002028626000025/0000020286-26-000025-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/20286/000002028626000025/cinf-20260427.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000020286-26-000025
- JSON: https://secwatch.observer/filing/0000020286-26-000025.json
- Plain text: https://secwatch.observer/filing/0000020286-26-000025.txt

## Key facts
- Earnings Releases
  CINCINNATI FINANCIAL CORP reported First-Quarter 2026 results: net income $274 million, EPS $1.75 per share.
  - Period: First-Quarter 2026
  - Net income: $274 million
  - EPS: $1.75 per share
  - Result: reported results
  source text: Cincinnati Financial Reports First-Quarter 2026 Results Cincinnati, April 27, 2026 – Cincinnati Financial Corporation (Nasdaq: CINF) today reported: • First-quarter 2026 net income of $274 million, or $1.75 per share
  evidence_url: https://www.sec.gov/Archives/edgar/data/20286/000002028626000025/0000020286-26-000025-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.