---
schema_version: "secwatch.filing_event.v1"
accession: "0000021175-22-000092"
form_type: "8-K"
ticker: "CNA"
cik: "0000021175"
company_name: "CNA FINANCIAL CORP"
filed_at: "2022-10-31T23:59:59+00:00"
generated_at: "2026-06-22T21:58:41.710185+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CNA Q3 2022 net income $0.47/share; core income $0.78; P&C combined ratio improves to 95.8%

## Summary
- Net income $128M ($0.47/diluted share) vs $256M ($0.94) in prior year quarter; core income $213M ($0.78) vs $237M ($0.87).
- P&C underlying combined ratio 91.1% consistent YoY; all-in combined ratio 95.8% improved from 100.0% on lower catastrophe losses.
- Catastrophe losses $114M (includes $87M for Hurricane Ian) vs $178M in prior year quarter; gross written premium ex-captives grew 9%.
- Book value per share $29.88 (-37% from year-end 2021); book value ex-AOCI $45.16 (+5% adjusted for $3.20 dividends per share).
- Life & Group core loss $(22)M vs income $41M, driven by lower LP investment income; quarterly dividend $0.40 declared.

## SEC filing metadata
- accession: 0000021175-22-000092
- form_type: 8-K
- ticker: CNA
- cik: 0000021175
- company_name: CNA FINANCIAL CORP
- filed_at: 2022-10-31T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/21175/000002117522000092/0000021175-22-000092-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/21175/000002117522000092/cna-20221031.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000021175-22-000092
- JSON: https://secwatch.observer/filing/0000021175-22-000092.json
- Plain text: https://secwatch.observer/filing/0000021175-22-000092.txt

## Key facts
- Earnings Releases
  CNA FINANCIAL CORP reported third quarter 2022 results: net income $128 million, EPS $0.47 per share.
  - Period: third quarter 2022
  - Net income: $128 million
  - EPS: $0.47 per share
  - Result: reported results
  source text: CNA Financial Corporation (NYSE: CNA) today announced third quarter 2022 net income of $128 million, or $0.47 per share, versus $256 million, or $0.94 per share, in the prior year quarter.
  evidence_url: https://www.sec.gov/Archives/edgar/data/21175/000002117522000092/0000021175-22-000092-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.