---
schema_version: "secwatch.filing_event.v1"
accession: "0000021175-23-000003"
form_type: "8-K"
ticker: "CNA"
cik: "0000021175"
company_name: "CNA FINANCIAL CORP"
filed_at: "2023-02-06T23:59:59+00:00"
generated_at: "2026-06-20T00:30:03.758265+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# CNA Q4 net income $248M ($0.91/sh), core $1.01/sh; full-year combined ratio record low 93.2%; dividend up 5%

## Summary
- Q4 net income $248M ($0.91/sh) vs $266M ($0.98/sh) in prior year; core income $274M ($1.01/sh) vs $265M.
- Full-year net income $894M ($3.28/sh) vs $1,202M ($4.41/sh); core income $1,048M ($3.84/sh) vs $1,106M.
- P&C full-year combined ratio improved to a record low 93.2% from 96.2%; underlying combined ratio 91.2%.
- Quarterly dividend increased 5% to $0.42/sh plus special dividend of $1.20/sh; payable March 9, 2023.
- P&C gross written premium ex-captives grew 8% in Q4 and 10% for the full year; renewal premium change +7% and +8%.

## SEC filing metadata
- accession: 0000021175-23-000003
- form_type: 8-K
- ticker: CNA
- cik: 0000021175
- company_name: CNA FINANCIAL CORP
- filed_at: 2023-02-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/21175/000002117523000003/0000021175-23-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/21175/000002117523000003/cna-20230206.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000021175-23-000003
- JSON: https://secwatch.observer/filing/0000021175-23-000003.json
- Plain text: https://secwatch.observer/filing/0000021175-23-000003.txt

## Key facts
- Earnings Releases
  CNA FINANCIAL CORP reported the fourth quarter and year ended December 31, 2022 results: net income $248 million, EPS $0.91 per share.
  - Period: the fourth quarter and year ended December 31, 2022
  - Net income: $248 million
  - EPS: $0.91 per share
  - Result: reported results
  source text: On February 6, 2023 , the registrant issued a press release and posted on its website ( www.cna.com ) a financial supplement providing information on its results of operations for the fourth quarter and year ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/21175/000002117523000003/0000021175-23-000003-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.