{"schema_version":"secwatch.filing_event.v1","accession":"0000022356-21-000044","form_type":"8-K","ticker":"CBSH","cik":"0000022356","company_name":"COMMERCE BANCSHARES INC /MO/","filed_at":"2021-10-19T23:59:59+00:00","discovered_at":"2026-05-14T18:04:14.986313+00:00","generated_at":"2026-06-28T20:06:12.590919+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Commerce Bancshares Q3 EPS $1.05 vs $1.06 YoY; trust fees +20.1%","bullets":["Diluted EPS $1.05, net income $122.6M vs $132.4M YoY.","Trust fees $49.0M up 20.1% YoY; bank card fees $42.8M up 13% YoY.","Net charge-offs $3.7M (0.10% annualized); non-performing assets $10.5M.","Average loans down $731.5M QoQ (incl. $689M PPP forgiveness); avg deposits up $344M.","Dividend $0.263/share (+2.1% YoY); repurchased 575,457 shares in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0000022356-21-000044","json":"https://secwatch.observer/filing/0000022356-21-000044.json","markdown":"https://secwatch.observer/filing/0000022356-21-000044.md","text":"https://secwatch.observer/filing/0000022356-21-000044.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/22356/000002235621000044/0000022356-21-000044-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/22356/000002235621000044/cbsh-20211019.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T20:06:12.590919+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}