{"schema_version":"secwatch.filing_event.v1","accession":"0000022356-23-000030","form_type":"8-K","ticker":"CBSH","cik":"0000022356","company_name":"COMMERCE BANCSHARES INC /MO/","filed_at":"2023-04-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.673419+00:00","generated_at":"2026-06-17T00:56:38.458345+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Commerce Bancshares Q1 2023 EPS $0.95, net income $119.5M, deposits decline 5.1% QoQ","bullets":["EPS $0.95 vs $0.92 YoY and $1.05 Q4 2022; net income $119.5M vs $118.2M YoY.","Net interest income $251.6M, down $3.0M QoQ; net yield on earning assets 3.26%, up 8 bps.","Average deposits fell $1.4B (5.1%) QoQ; average loans grew $518.9M (3.3%).","Allowance for credit losses on loans ratio rose to 0.96% from 0.92%; net charge-offs 0.17% annualized.","Dividend increased to $0.27/share from $0.252; repurchased 547K shares at avg $65.93."],"urls":{"canonical":"https://secwatch.observer/filing/0000022356-23-000030","json":"https://secwatch.observer/filing/0000022356-23-000030.json","markdown":"https://secwatch.observer/filing/0000022356-23-000030.md","text":"https://secwatch.observer/filing/0000022356-23-000030.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/22356/000002235623000030/0000022356-23-000030-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/22356/000002235623000030/cbsh-20230418.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T00:56:38.458345+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}