{"schema_version":"secwatch.filing_event.v1","accession":"0000022356-26-000002","form_type":"8-K","ticker":"CBSH","cik":"0000022356","company_name":"COMMERCE BANCSHARES INC /MO/","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.291112+00:00","generated_at":"2026-05-16T09:04:45.421707+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Commerce Bancshares Reports Q4 2025 EPS of $1.01 and Record Revenues","bullets":["Q4 2025 net income $140.7M ($1.01 per share), up from $136.1M ($0.96) in Q4 2024.","Net interest income rose to $283.2M; net yield on interest earning assets was 3.60%.","Completed acquisition of FineMark on Jan 1, 2026, adding $2.7B loans, $3.1B deposits, $8.7B wealth assets.","Repurchased 2.2 million common shares in Q4; tangible common equity ratio grew 119 bps to 11.11%.","Full-year 2025 EPS $4.04 (up from $3.69), net income $566.3M, ROAA 1.79%, ROAE 15.76%."],"urls":{"canonical":"https://secwatch.observer/filing/0000022356-26-000002","json":"https://secwatch.observer/filing/0000022356-26-000002.json","markdown":"https://secwatch.observer/filing/0000022356-26-000002.md","text":"https://secwatch.observer/filing/0000022356-26-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/22356/000002235626000002/0000022356-26-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/22356/000002235626000002/cbsh-20260122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-16T09:04:45.421707+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}