secwatch.observer — SEC 8-K summary
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Issuer:     COMMERCE BANCSHARES INC /MO/ (CBSH)
CIK:        0000022356
Form:       8-K
Filed at:   2026-01-22T23:59:59+00:00
Accession:  0000022356-26-000002
Event type: earnings
Sentiment:  positive
Materiality: 0.90
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud

Commerce Bancshares Reports Q4 2025 EPS of $1.01 and Record Revenues
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- Q4 2025 net income $140.7M ($1.01 per share), up from $136.1M ($0.96) in Q4 2024.
- Net interest income rose to $283.2M; net yield on interest earning assets was 3.60%.
- Completed acquisition of FineMark on Jan 1, 2026, adding $2.7B loans, $3.1B deposits, $8.7B wealth assets.
- Repurchased 2.2 million common shares in Q4; tangible common equity ratio grew 119 bps to 11.11%.
- Full-year 2025 EPS $4.04 (up from $3.69), net income $566.3M, ROAA 1.79%, ROAE 15.76%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/22356/000002235626000002/0000022356-26-000002-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/22356/000002235626000002/cbsh-20260122.htm
  HTML page:      https://secwatch.observer/filing/0000022356-26-000002

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