Commerce Bancshares Q1 EPS $0.96 up from $0.93 YoY; FineMark acquisition closed

COMMERCE BANCSHARES INC /MO/

2026-Q1 EPS reported $0.96 vs consensus $0.90 ▲ beat (+7.1%)

Net income $141.6M, EPS $0.96 vs $0.93 YoY and $1.01 in Q4 2025.
Completed FineMark acquisition (Jan 1 2026) adding $3.9B assets; NII up $16.7M QoQ.
Non-interest income $175.9M (+10.6% YoY); trust fees up 25.5%.
Non-interest expense $291.1M incl $14M acquisition costs; efficiency ratio 60.0%.
Average loans $20.3B (+$2.7B QoQ); net charge-offs 0.30%; ACL 0.97%.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.99

COMMERCE BANCSHARES INC /MO/ reported the three months ended March 31, 2026 results: revenue $475,691, net income $141,623, EPS $.96.

Period: the three months ended March 31, 2026
Revenue: $475,691
Net income: $141,623
EPS: $.96
Result: reported results

Exact text from the filing

share data) Mar. 31, 2026 Dec. 31, 2025 Mar. 31, 2025 FINANCIAL SUMMARY Net interest income $299,840 $283,152 $269,102 Non-interest income 175,851 166,208 158,949 Total revenue 475,691 449,360 428,051 Investment securities gains (losses) 11,647 2,929 (7,591) Provision for credit losses 10,960 15,993 14,487 Non-interest expense 291,126 252,995 238,376 Income

View on SEC.gov

1341 earnings releases filed in the last 30 days. Browse all earnings releases →

COMMERCE BANCSHARES INC /MO/ filing history →

Source: SEC EDGAR

accession 0000022356-26-000123

view filing index on sec.gov

view primary document

Machine-readable: JSON · Markdown · Plain text

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.