---
schema_version: "secwatch.filing_event.v1"
accession: "0000022356-26-000179"
form_type: "8-K/A"
ticker: "CBSH"
cik: "0000022356"
company_name: "COMMERCE BANCSHARES INC /MO/"
filed_at: "2026-07-17T21:17:12+00:00"
generated_at: "2026-07-17T21:18:05.307209+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Commerce Bancshares Q2 2026 EPS $1.10, net income $159.8M, net interest margin expands to 3.77%

## Summary
- EPS $1.10 vs $1.09 YoY and $0.96 QoQ; net income $159.8M, up from $152.5M YoY.
- Net interest income $315.1M (+$15.2M QoQ); net yield 3.77% (+18 bps).
- Non-interest income $183.8M (+$8.0M QoQ); trust fees up 28.7% YoY.
- Repurchased 2.1M shares for $110M at avg $53.03; completed securities portfolio repositioning.
- Corrected: assets under administration grew $3.1B (3.4%) over prior quarter (not YoY).

## SEC filing metadata
- accession: 0000022356-26-000179
- form_type: 8-K/A
- ticker: CBSH
- cik: 0000022356
- company_name: COMMERCE BANCSHARES INC /MO/
- filed_at: 2026-07-17T21:17:12+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/22356/000002235626000179/0000022356-26-000179-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/22356/000002235626000179/cbsh-20260716.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000022356-26-000179
- JSON: https://secwatch.observer/filing/0000022356-26-000179.json
- Plain text: https://secwatch.observer/filing/0000022356-26-000179.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.