---
schema_version: "secwatch.filing_event.v1"
accession: "0000024090-21-000054"
form_type: "8-K"
ticker: "CIA"
cik: "0000024090"
company_name: "CITIZENS, INC."
filed_at: "2021-08-05T23:59:59+00:00"
generated_at: "2026-06-29T21:59:34.852175+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Citizens reports Q2 2021 EPS of $0.10, up from $(0.02) loss YoY; revenue up 9%

## Summary
- Net income of $5.0M vs $(1.0M) loss a year ago; EPS of $0.10 per Class A share.
- Total revenue $63.6M (+9% YoY) driven by $3M higher realized gains and 3% premium growth.
- First-year premiums up 53% (Life +71%, Home +30%); policies issued up 82% overall.
- Home Services introduces new digital whole life product Security Plan Plus.
- Death claims in Life segment up 49% including COVID-19 claims; surrenders up 28%.

## SEC filing metadata
- accession: 0000024090-21-000054
- form_type: 8-K
- ticker: CIA
- cik: 0000024090
- company_name: CITIZENS, INC.
- filed_at: 2021-08-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/24090/000002409021000054/0000024090-21-000054-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/24090/000002409021000054/cia-20210805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000024090-21-000054
- JSON: https://secwatch.observer/filing/0000024090-21-000054.json
- Plain text: https://secwatch.observer/filing/0000024090-21-000054.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.