{"schema_version":"secwatch.filing_event.v1","accession":"0000024090-21-000065","form_type":"8-K","ticker":"CIA","cik":"0000024090","company_name":"CITIZENS, INC.","filed_at":"2021-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:04:15.000563+00:00","generated_at":"2026-06-28T13:21:46.989402+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Citizens Q3 net loss $0.06/sh, revenue up 3%; hurricane Ida and COVID-19 delta hit results","bullets":["Net loss per share $(0.06) improved $0.10 YoY; revenue $61.6M (+3%) on higher realized gains.","Total premiums down 2% due to property reinsurance for Hurricane Ida; claims up 83% in Home Service segment.","Life insurance segment first year premiums up 36%; policies issued up 19% to 1,000+ policies.","Home Service segment total premiums down 6%; first year premiums up 16% despite Hurricane Ida disruptions.","General expenses down 46% to $10.5M driven by lower change-in-control costs vs. prior year."],"urls":{"canonical":"https://secwatch.observer/filing/0000024090-21-000065","json":"https://secwatch.observer/filing/0000024090-21-000065.json","markdown":"https://secwatch.observer/filing/0000024090-21-000065.md","text":"https://secwatch.observer/filing/0000024090-21-000065.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/24090/000002409021000065/0000024090-21-000065-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/24090/000002409021000065/cia-20211104.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T13:21:46.989402+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}