{"schema_version":"secwatch.filing_event.v1","accession":"0000024090-22-000039","form_type":"8-K","ticker":"CIA","cik":"0000024090","company_name":"CITIZENS, INC.","filed_at":"2022-05-05T23:59:59+00:00","discovered_at":"2026-05-14T18:04:03.087512+00:00","generated_at":"2026-06-26T00:02:50.003982+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Citizens Q1 2022 net loss narrows to $1.3M; renewal premiums up 2% YoY","bullets":["Net loss $1.3M ($0.03 diluted) vs $3.6M loss ($0.07) in Q1 2021.","Total premium revenue $39.4M (+1% YoY); renewal premiums $36M (+2%).","Claims & surrenders down 7% YoY; death claims down 22% ($1.9M).","Book value $3.91 per share; total assets $1.7B, no debt.","Home Service Insurance segment premium up 4% YoY; average policy face value up 44%."],"urls":{"canonical":"https://secwatch.observer/filing/0000024090-22-000039","json":"https://secwatch.observer/filing/0000024090-22-000039.json","markdown":"https://secwatch.observer/filing/0000024090-22-000039.md","text":"https://secwatch.observer/filing/0000024090-22-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/24090/000002409022000039/0000024090-22-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/24090/000002409022000039/cia-20220505.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T00:02:50.003982+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}