Citizens Q2 net loss $3.5M ($0.07/sh) vs prior-year net income $5.0M; adj operating income $1.4M

CITIZENS, INC.

Net loss of $3.5M vs net income of $5.0M YoY; adjusted operating income improved to $1.4M from $0.7M.
Insurance issued up 51% to $171.1M; new products drove 29% and 16% increases in issued applications in Life and Home Service segments.
Total claims and surrenders benefits declined 8% YoY, with death claims down 10% and surrenders down 14%.
General expenses decreased $1.1M or 10% YoY, driven by lower self-insured health benefit costs.
Book value per share excluding AOCI rose 19% to $3.97; investment portfolio pre-tax yield improved to 4.25%.

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